Insurance Help for Rehab
The cost of rehab is possibly the biggest deterrent in getting treatment. Often, people don’t know what their payment options are and see rehabilitation as something unattainable. This is not the case, however. No matter what your financial situation is, you have options to help you afford drug rehab if you need it. One such option is working with your insurance company to see what aid they can provide.
Drug Rehabilitation Costs
Treatment for a drug addiction can be quite costly. Inpatient care is typically the more expensive option, based solely on the fact that you are provided with housing as well as constant treatment. The medical aspect of residential treatment also makes it more expensive. Inpatient drug treatment care can cost as little as $3,000, but particular programs can cost as much as $10,000 based on the additional amenities offered.
Outpatient rehab has very variable costs. Before the cost of medication is factored in, outpatient care can range from approximately $1,500 to $3,000. After medication costs are considered, outpatient treatment can become quite costly as well.
When you explore your treatment options, the cost can be a major factor in the facility you choose. If you are willing to seek treatment, however, you should also be willing to explore what your insurance company will cover.
Getting Insurance Help for Rehab
Many insurance providers have a provision for some form of addiction treatment written into their policies. In order to find out if you are covered for addiction treatment, contact your insurance company.
Some plans only cover a certain type of treatment or offer limited coverage for others. Other plans may have a treatment duration limit, after which you will be responsible for the costs of additional treatment. All these possibilities are covered in the text of your insurance plan.
Another barrier to treatment, however, can be that you may not have insurance. If you are without a comprehensive insurance plan, there are still health care options for you.
Other Options for Those Without Insurance
If your insurance coverage has lapsed or you haven’t qualified for traditional health insurance, you still have options to help you afford drug addiction treatment. You may be able to find discount health coverage that can put money toward treatment. Additionally, you may qualify for government or state-subsidized care which can reduce your costs as well.
If you need help knowing what questions to ask your insurance provider, contact one of our trained professionals.